a bench with a view

a bench with a view

Friday, April 24, 2015

US Bank

A/Z this is where I store my money (if I had any)

U - US Bank



We do our banking business at US Bank.  Have done so since we lived in Montana so close to 17 years (that just doesn't seem possible that much time has passed).  

Of course, like most of you, I do the majority of the banking online.  Both hubby and me get paid through direct deposit.  I pay the majority if not all our bills through internet banking.  Its convenient.  

I'm sure like my job as a medical transcriptionist has changed over the years, the banking business has changed too and I'm sure downsized employees with the advent of internet banking.

Recently we got a home improvement loan to fix up the house we used to live in when we were in the San Diego area.  We were in the bank weekly for about 6 weeks when we were securing the loan, providing this piece of paper, that piece of paper, etc. We got to know the loan officer pretty well, she enjoyed my husband's sense of humor (he does have a good one).

I mentioned one day that this bank doesn't have security guards like all the banks in the San Diego area where we came from. She said there was a very low probability that this bank would ever get robbed and then she told us why. 

So any guesses why this bank was relatively safe from a bank robbery??

(come back on Saturday for the answer)

50 comments:

Liz A. said...

No cash kept in the bank?

Sunni said...

We don't have US Bank where I live now, but we banked there when living in Oregon.

We still do things the old-fashioned way and have not embraced online banking. My husband never will, but I know that's the wave of the future and certainly more convenient.

Sunni
http://sunni-survivinglife.blogspot.com/

TARYTERRE said...

No paper money? Or coins. Everything done electronically. This is intriguing. Is it a joke?

Elizabeth said...

My paycheck is directly deposited and I pay my bills online, it's a little scary that I rarely see my money. As for my guess: is it near a police station?

Dixie@dcrelief said...

Looking at the photo, is it surrounded by a moat?

Eileen T said...

Do you just do online transactions, so there is no actual cash in the building?

Jacquelineand.... said...

Coming from the land of John Dillinger, I'd say it's probably close to an FBI office, lol.

blogoratti said...

Ha, will come back to view the answer then!

Sophie Duncan said...

I'm going to guess they don't keep huge stacks of cash in the bank.
Sophie
Sophie's Thoughts & Fumbles
FB3X
Wittegen Press

I'm mostly known as 'MA' said...

It's good you have been able to do business with the same bank for so many years. The one I go to has been in the same spot for years and years but has changed it's name 3 times. I'm at a loss to guess why your bank has no need for security guards. It'll be interesting to hear why. Come to think of it my bank hasn't got any either. Or if they do, I've never seen one.

Wendy said...

My husband is an officer in a community bank that he helped start. It's been amazing watching it grow and change. The latest techie thing is we can now just take a picture of a check to deposit, eliminating that last reason to even go to the bank.

Natasha Duncan-Drake said...

I'm gonna guess with the rest and plump for there not being a lot of cash because so much banking is cashless these days :)
Tasha
Tasha's Thinkings | Wittegen Press | FB3X (AC)

Lynn Proctor said...

We have been with the same bank for almost 40yrs-of course it's name has changed a few times- I'm gonna come back for that answer!!

Bijoux said...

I'm old school and don't do much online banking. I've actually never been to a bank with a security guard, so I'm not sure about the question!

Jeff Bushman said...

Last time I was in Montana it was legal to carry guns in public. I'm guessing it has something to do with that. Montana is such a beautiful state. My mother was born in Bozeman.

Bushman
2015 A to Z Challenge Ambassador
@jwb81074

Linda said...

Low crime? Guess I wouldn't call it a bank if I couldn't get cash. I've seen security officer at Target but not our bank, which I mainly use drive-thru but have also been inside. Security cameras are everywhere though. I'll be back!

Joanne Noragon said...

I'll guess it's next door to the police station. US has been my bank for thirty years, through many name changes. The branches are becoming very inconvenient, though. I have to climb a fight of stairs to one or go to the supermarket for the other.

SweetMarie said...

are they inside of a store? we use USAA so everything is online.

jack69 said...

I haven't the slightest idea other than all electronic and no cash deposits?
Got me lady, but I will AWAIT THE ANSWER! (If you are allowed to tell. (smile)

Jo said...

No cash in the bank was my first thought too. We don't have nearly as many banks in Canada as you do in the States.

Pat Hatt said...

There is a donut shop right next door? Cop shop next door? The tellers are ninjas? They have drone guns? No money in the bank? Uncrackable safe? Aliens will probe robbers? The money smells? No robbers allowed in town? Okay, I'm done haha

Intense Guy said...

I see someone beat me to it, but I'm going with the Sheriff being next door. :)

Chrys Fey said...

Direct deposit and online bill pay is a big time saver.

jaybird said...

I am very curious as to what her answer was for that. Here in NJ all the banks I know of are armed and secured to the max!

Ruth said...

I am going to guess the location. I have never actually seen a security guard in a bank. Maybe I am too rural.

Birgit said...

Your bank must be doing everything electronically and maybe it is as secure as Fort Knox

lyndagrace said...

I don’t think it’s a building, just a sign. Perhaps it’s strictly an online bank? With an ATM?

Stephanie Faris said...

I'm guessing police station next door? Just a guess..

Like you, I rarely set foot in my bank. Occasionally, I'll land a big client who still insists on paying by check (the bigger the corporation, the more likely that is to happen, oddly) and I have to go to the bank to deposit it. Remote capture doesn't work because I write under my maiden name and I can't ever get them to write the check to my married name. Other than that, it's all online.

Debby@Just Breathe said...

I don't have a clue. I have an account with them too. I set one up about 13 years ago for direct deposit when I worked at Hallmark.

Robyn Proctor Hinkle said...

Now that I think of it I don't think I've seen too many guards at banks in our area. I'm very curious as to why!!!

Shonna Slayton said...

I like Stephanie's guess above, about the police station next door. LOL.
@ShonnaSlayton from
Shonna Slayton YA Writer - Blogging the 1940’s from A to Z

Saleslady371 said...

they dont deal with cash? all tellers hired carry guns?

susie said...

The moat response was the best. I'll copy that.

Paula Kaye said...

Next door or across the street from a police station?? We don't have any US Banks where I live.

Susan Gourley/Kelley said...

The credit union I belong to has no cash on hand and no security guards but we seem to have a lot of bank robberies in our area.

Juli G said...

No money ever changes hands is my guess. Course, the fact that virtually no one pays the bills via mail any more is the reason the PO is going down the tubes.

Well, that and management. :)

Jerralea said...

My guess is that they do no cash transactions, although I like the answer someone gave of it being next door to the police dept.

Megan Whitson Lee said...

OOOhhh!!! I love a good mystery. I have no idea why, but I would second Jerralea's comment about no transactions, or maybe the police department...???

J Lenni Dorner said...

I'll also guess that there isn't much money, and that the safe is on one of those locks that no one there can open anyway. So, at most, there might be a little bit in the drawers of the tellers. (And even that could be on computer release, making the tellers little more than human ATMs.)

I miss the small bank branches that were in grocery stores around here. They closed them, and instead opened a very large 12 million dollar building that's 20 minutes from anything, and is mostly just offices.

Stopping by from the #atozchallenge 2015! Thanks for visiting me. Congratulations on making it past the first half of the challenge.
Great post. I'm following you on your listed social media sites.
J @JLenniDorner

Loulymar said...

Because of their "green" approach they are an online bank only? :~)

Sean @ His And Her Hobbies said...

My first thought it that is was close to a police station. We don't have a U.S bank close to us.

Sean at His and Hobbies

Anuoluwapo said...

I'll be back

Entrepreneurial Goddess said...

Hello there.
I too do all my banking online. I had to pop in to my bank a few weeks ago to deposit a cheque and the cashier looked taken aback...she said the deposit slip I was using was no longer in circulation...I hadn't been into the bank in years! (lol)
Love your header photo!
Thanks for sharing and visiting my blog.

Entrepreneurial Goddess

Mildred said...

I'll check back for the answer. Hope you have a nice Saturday.

Mevely317 said...

I'm going to go stand on the side of those who say it's next to a police station!

Nick Wilford said...

No money in the bank?

Sandy said...

Would guess no cash, and perhaps it's location? We too do everything via the net and auto payments. It's so much easier, and far more efficient for both us and them. Sometimes you get a better interest rate too.
Sandy at Bridge and Beyond...almsot caught up, still visiting each letter though

Veronica Lee said...

I am going with the no money in the bank guess.

TBR/Committed Thoughts said...

Well...I already read the answer, but I'm a little surprised they would "advertise" that. Isn't that almost like an invitation?

DMS said...

We don't have US Bank in my state- but that is great you have been able to have the same bank even when you have lived in different states. I did not get the reason right for the bank having a small chance of getting robbed. I would think being on the corner of two busy streets would have raised its chances too!
~Jess