So son's payday was last week for his two jobs of auto detailing and valeting. The same person owns both companies, but has them as separate entities. For some reason, the check for valeting bounced. Imagine his surprise when he went online to check his balance and saw that he was overdrawn and it wasn't his fault (this time). So he had to call the employer, who profusely apologized, son drove down to the shop, got another check plus the fee his bank charged for the insufficient funds check.
I told him maybe he might want to take the check to his employer's bank and just cash it, just in case..... , especially since he was going to be out of town for a few days. So he tried that, only to find out to cash it, since son didn't have an account there, would cost $7.00. He declined; they checked the account and said there were sufficient funds to cover the check so he deposited it in his regular checking account.
Got me to thinking about banking in the "good old days". Growing up, my mom banked at Bank of America. They literally had banking hours, open 10 a.m. to 4 p.m. but would stay opened later on Fridays. They had walk up window that opened at 9 a.m. just in case you had to take care of business before the bank opened.
Somewhere along the way, drive up windows became popular and was a godsend for moms with young children. They could do their banking business and not have to haul the kids with them inside the bank building. And there was the added benefit if the teller saw there were kids in the car, she would send lollipops back with the banking business. And it she saw a dog, a dog cookie. Banking in Montana was a favorite thing for Koda; remember corgis don't forget food sources. He would always eagerly show himself at the window while I drove through the drive up window so he could get his treat. He was never disappointed.
Then ATM machines were invented and they were all over the place. Remember the days when they were free, even if you didn't have an account at that bank?
Nowadays banks are in grocery stores. You can bank online. You can have your paycheck directly deposited to your account. You can transfer money from one account to another online. I haven't seen a walk up window or a drive up window in years here where we live.
Heck, I haven't been in a bank in a few years myself. I either take care of things online or through the ATM machine and I get my paycheck directly deposited. Its kind of weird, isn't it? I'm sure that has led to the demise of some teller jobs.
Banking sure has changed in a few short years.
What about you? When was the last time you were in a bank?